Terms of Use
Terms of Use
Effective Date: [15th August, 2026]
Website: Fiscal Metrics (“Website”)
1. Introduction
Welcome to Fiscal Metrics (“Fiscal Metrics,” “we,” “our,” or “us”). Fiscal Metrics is operated by Fiscal Metrics Research and Strategies.
These Terms of Use (“Terms”) govern your access to and use of the Fiscal Metrics website, including its articles, research publications, reports, data, charts, newsletters, digital products, subscriptions, multimedia content, downloads, and other related services (collectively, the “Services”).
By accessing, browsing, subscribing to, purchasing from, or otherwise using the Website or Services, you agree to be legally bound by these Terms. If you do not agree with any part of these Terms, you must not access or use the Website or Services.
2. Nature and Purpose of Fiscal Metrics
Fiscal Metrics is an independent research, analysis, and publishing platform covering areas including, but not limited to:
Economy
Taxation
Regulation
Audit and Risk
Public Finance and Policy
Corporate and Business
Research and Insights
Our objective is to provide researched, measured, and clearly explained analysis of fiscal, economic, regulatory, corporate, and policy developments.
Unless expressly stated otherwise, all content published by Fiscal Metrics is intended solely for general informational, educational, analytical, and research purposes.
Nothing published on the Website constitutes or should be construed as:
Legal advice
Tax advice
Accounting or audit advice
Investment or financial advice
Securities research or a recommendation to buy, sell, or hold any security or financial instrument
Professional consulting or advisory services
A guarantee of any particular outcome
No professional, advisory, fiduciary, client, auditor-client, consultant-client, or other professional relationship is created merely through your use of the Website or reliance on its content.
You should obtain independent professional advice appropriate to your particular circumstances before making any financial, legal, tax, accounting, investment, business, or regulatory decision.
3. Research Methodology and Analytical Content
Fiscal Metrics may publish original research, data analysis, estimates, models, rankings, indices, forecasts, opinions, interpretations, surveys, and other analytical material.
Such content may be based on publicly available information, government publications, regulatory filings, company disclosures, third-party data, expert inputs, proprietary methodologies, assumptions, and other sources considered relevant at the time of publication.
Unless expressly stated otherwise:
Estimates and projections are inherently uncertain.
Opinions and interpretations may differ from those of other experts or institutions.
Historical performance or trends do not guarantee future outcomes.
Data may subsequently be revised, corrected, updated, or superseded.
Regulatory, legislative, economic, and corporate developments may change the relevance or accuracy of previously published analysis.
The methodology used for a particular report or research publication may be described within that publication or separately on the Website.
4. Intellectual Property Rights
Unless otherwise expressly stated, all content available through Fiscal Metrics—including articles, research reports, databases, methodologies, data compilations, charts, graphs, tables, illustrations, graphics, logos, trademarks, brand elements, designs, layouts, audio, video, newsletters, downloadable materials, and other original content—is owned by or licensed to Quant10 Fiscal Strategies Private Limited and is protected by applicable intellectual property laws.
Subject to these Terms, you may access and use publicly available content for your personal, non-commercial, and lawful use.
You may:
Read and access content made available to you.
Share links to publicly available Fiscal Metrics content.
Quote limited portions of content with clear attribution to Fiscal Metrics, where permitted by applicable law.
Use content for private research or educational purposes, subject to applicable intellectual property laws.
You may not, without our prior written permission:
Copy, reproduce, republish, distribute, sell, license, or commercially exploit our content.
Systematically download, scrape, extract, mine, or compile Website content or data.
Reproduce or redistribute research reports, premium content, datasets, or subscriber-only material.
Remove copyright notices, watermarks, branding, or proprietary notices.
Modify or create derivative works from our proprietary content for commercial purposes.
Use automated tools, bots, crawlers, or similar technologies to access or extract content except as permitted by applicable law or expressly authorized by us.
Frame, mirror, or create a substantially similar interface using any part of the Website without authorization.
Present Fiscal Metrics research or analysis as your own work.
Unauthorized use may result in suspension of access and legal action.
5. Subscriptions, Paid Content and Digital Products
Certain content, reports, research publications, subscriptions, or other Services may be offered on a paid basis.
Where you purchase or subscribe to paid content:
You agree to provide accurate and complete payment and account information.
Access may be subject to the subscription plan, license, or purchase terms applicable at the time of purchase.
Paid content may be licensed for individual or organizational use, depending on the product purchased.
Access credentials must not be shared with unauthorized persons.
A subscription or purchase does not transfer ownership or intellectual property rights in the content to you.
Unless otherwise stated, access to digital content is personal, limited, non-transferable, and subject to these Terms.
Additional terms relating to specific subscriptions, enterprise licenses, reports, or products may apply and will form part of your agreement with us.
6. Payments, Renewals and Refunds
Payments for subscriptions, reports, or other paid Services may be processed through third-party payment service providers.
By making a purchase, you agree to the applicable pricing, billing, payment, renewal, cancellation, and refund terms displayed at the time of purchase.
Unless otherwise required by applicable law or expressly stated at the time of purchase, fees paid for digital content, research reports, subscriptions, or services may be non-refundable once access has been granted or the relevant digital content has been delivered.
We reserve the right to modify the pricing of future subscriptions or purchases. Any such changes will not ordinarily affect a subscription period that has already been paid for, unless otherwise permitted by applicable law or the applicable subscription terms.
7. User Accounts and Security
Certain features of Fiscal Metrics may require you to create an account.
You are responsible for:
Providing accurate account information.
Maintaining the confidentiality of your login credentials.
Restricting unauthorized access to your account.
Informing us promptly if you believe your account has been compromised.
You are responsible for activities conducted through your account, except to the extent caused by our failure to maintain reasonable security.
We reserve the right to suspend, restrict, or terminate accounts that violate these Terms or pose a security, legal, or operational risk.
8. Acceptable Use
You agree not to use the Website or Services in any manner that:
Violates applicable laws or regulations.
Infringes intellectual property or other rights.
Attempts to gain unauthorized access to the Website, user accounts, servers, databases, or related systems.
Interferes with or disrupts the security or functionality of the Website.
Introduces viruses, malware, ransomware, or other harmful code.
Uses automated systems to scrape, harvest, or extract content without authorization.
Circumvents paywalls, access controls, authentication systems, or digital rights management measures.
Shares paid or restricted content with unauthorized users.
Impersonates another person or organization.
Submits defamatory, fraudulent, misleading, unlawful, or harmful material.
Uses Fiscal Metrics content to create a competing database, research product, or commercial information service without authorization.
9. Third-Party Sources, Links and Content
Fiscal Metrics may reference, quote, analyze, link to, or rely upon information from governments, regulators, companies, financial institutions, research organizations, media organizations, and other third parties.
Third-party links and references are provided for informational or convenience purposes only.
Unless expressly stated otherwise, we do not:
Control third-party websites or services.
Guarantee the accuracy, availability, or completeness of third-party information.
Endorse every opinion, product, service, or statement appearing on third-party platforms.
Accept responsibility for third-party policies, practices, or content.
Your use of third-party websites or services is subject to their own terms and policies.
10. Accuracy, Updates and No Warranties
We strive to maintain high standards of research, editorial review, and analytical rigor. However, information can change rapidly, particularly in areas involving legislation, taxation, regulation, public policy, markets, economics, and corporate developments.
Accordingly, we do not guarantee that any content will always be:
Complete
Current
Accurate
Error-free
Exhaustive
Suitable for your particular purpose
Content may be corrected, revised, updated, removed, or replaced without prior notice.
To the fullest extent permitted by applicable law, the Website and Services are provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied, statutory, or otherwise.
We disclaim, to the extent permitted by law, warranties relating to:
Accuracy or completeness
Merchantability
Fitness for a particular purpose
Non-infringement
Availability or uninterrupted access
Security or freedom from harmful components
11. Opinions and Editorial Independence
Articles, reports, interviews, commentary, and other publications may contain opinions, interpretations, forecasts, or viewpoints.
Unless expressly stated otherwise, such views are those of the relevant author or contributor and do not necessarily represent the views of Quant10 Fiscal Strategies Private Limited or Fiscal Metrics.
The publication of an article, interview, company profile, expert commentary, or research reference does not constitute an endorsement of any person, company, product, service, security, or organization.
Any sponsored, commercial, promotional, or paid content will be identified or treated in accordance with our applicable editorial and commercial policies.
12. Limitation of Liability
To the fullest extent permitted by applicable law, Fiscal Metrics Research and Strategies., Fiscal Metrics, and their respective directors, officers, employees, editors, researchers, writers, contributors, affiliates, licensors, and service providers shall not be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive loss or damage arising out of or relating to:
Your use or inability to use the Website or Services.
Reliance on any content, research, analysis, data, estimate, forecast, or opinion.
Errors, omissions, inaccuracies, or delays.
Legislative, regulatory, economic, market, or corporate developments occurring after publication.
Loss of data, profits, revenue, business opportunities, reputation, or goodwill.
Website interruptions, technical failures, or security incidents.
Your use of third-party websites, products, or services.
Your use of the Website and Services is at your own risk.
Nothing in these Terms seeks to exclude or limit liability that cannot be excluded or limited under applicable law.
13. User Submissions and Contributions
If you submit articles, research, comments, feedback, data, documents, suggestions, or other materials to Fiscal Metrics, you represent and warrant that:
You own the material or have the necessary rights and permissions to submit it.
The material does not infringe the rights of any third party.
The material is not unlawful, defamatory, fraudulent, or misleading.
Unless otherwise agreed in writing, by submitting content to us for publication or use, you grant Fiscal Metrics a non-exclusive, worldwide, royalty-free license to reproduce, edit, adapt, publish, distribute, display, and otherwise use that material in connection with our Services.
We reserve the right to accept, reject, edit, moderate, or remove submissions at our discretion.
14. Privacy
Your use of Fiscal Metrics is also governed by our Privacy Policy and any other applicable policies published on the Website.
By using the Website, you acknowledge that information may be collected and processed in accordance with our Privacy Policy and applicable law.
15. Modification of the Website and Terms
We may modify, suspend, discontinue, or update any part of the Website or Services at any time.
We may also revise these Terms from time to time. The updated Terms will become effective when posted on the Website, unless a different effective date is specified.
Your continued use of the Website or Services after revised Terms become effective constitutes your acceptance of the revised Terms.
16. Suspension and Termination
We may suspend, restrict, or terminate your access to all or part of the Website or Services, with or without notice where reasonably necessary, including where:
You violate these Terms.
You misuse or attempt to circumvent access controls.
You infringe intellectual property rights.
We are required to do so for legal, regulatory, security, or operational reasons.
Termination or suspension does not affect rights or obligations that accrued before the date of termination.
17. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict-of-law principles.
Subject to applicable law, the courts located in Dehradun, Uttarakhand, India, shall have exclusive jurisdiction over disputes arising out of or relating to these Terms, the Website, or the Services.
18. Severability
If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision shall be enforced to the maximum extent permitted by applicable law, and the remaining provisions shall continue in full force and effect.
19. AI Use
Fiscal Metrics may use artificial intelligence (AI) and AI-assisted tools in its research, analysis, editorial, data-processing, content creation, editing, visualisation and other operational processes. AI is used as a supporting tool and does not replace human editorial judgment, independent research or verification.
20. Contact Information
For questions regarding these Terms of Use, intellectual property permissions, subscriptions, or other matters relating to Fiscal Metrics, please contact:
Fiscal Metrics Research and Strategies
Email: info@fiscalmetrics.in
Website: www.fiscalmetrics.in
By accessing, browsing, subscribing to, purchasing from, or otherwise using Fiscal Metrics, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.